Do I pay a fee if there is no recovery?

In appropriate cases these matters are handled on a contingent fee: the attorney fee is a percentage of any recovery, and no attorney fee is charged if there is no recovery. Case expenses are separate and are addressed in a written fee agreement.

What is insurance bad faith?

Broadly, it is an insurer's unreasonable handling of a valid claim — denying, delaying, or underpaying without a reasonable basis. Whether conduct rises to bad faith depends on the facts and state law.

Insurance disputesDenied claimsBad faith

Insurance disputes in Texas and Oklahoma

When an insurer underpays, delays, or denies a valid claim, you have options. We evaluate the policy, the denial, and whether the carrier's conduct crossed into bad faith. Free case evaluation.

Request a free consultation Call (866) 230-7236

When the carrier will not pay fairly

What can I do if my insurance claim was denied or underpaid?

Start by getting the denial in writing and the policy language it relies on. Insurers in Texas and Oklahoma owe duties to handle claims reasonably and promptly; an unreasonable denial, delay, or lowball can support a dispute and, in some cases, a bad-faith or statutory claim. Deadlines in the policy and by statute apply, so a prompt review of the denial and the policy is important.

What we review

The policy language and the stated reason for denial
Whether the carrier investigated and paid reasonably
Deadlines in the policy and under state law

Related storm-claim pages: Wind & hail (Texas) · Wind & hail (Oklahoma).

Prior results do not guarantee a similar outcome. Every matter is different and depends on its own facts.

No outcome is promised or guaranteed. Descriptions of process are general and are not a prediction about any specific matter.

The information on this page is provided for general informational purposes only and does not constitute legal advice.

Attorney advertising. This material is for general information and may be considered advertising under the rules of the State Bar of Texas and the Oklahoma Bar Association.

Frequently asked questions

Do I pay a fee if there is no recovery?: In appropriate cases these matters are handled on a contingent fee: the attorney fee is a percentage of any recovery, and no attorney fee is charged if there is no recovery. Case expenses are separate and are addressed in a written fee agreement.
What is insurance bad faith?: Broadly, it is an insurer's unreasonable handling of a valid claim — denying, delaying, or underpaying without a reasonable basis. Whether conduct rises to bad faith depends on the facts and state law.